FinTech · Payments · KYC/AML · Banking APIs

Ranjit SinghSenior Backend Engineer

13+ years building and maintaining secure, compliance-ready backend systems for regulated FinTech platforms — digital wallets, payment processing, and KYC/AML workflows. Most recently part of a 10–20 person engineering team at Codego, building backend services for a banking platform serving around 15,000 users, with a core integration spanning SWIFT, SEPA, and Mastercard. Hands-on with Node.js and PHP across REST APIs, relational databases, and third-party integrations — has previously led a development team of 5–10 engineers.

Node.js PHP / Laravel TypeScript REST APIs MySQL · PostgreSQL · MongoDB · Redis SWIFT · SEPA · Mastercard KYC / AML
EMAILranjitsingh.ranjit7@gmail.com
UAE+971 52 134 8541
IND+91 99141 30308
BASEMohali, India & Dubai, UAE
Backend ArchitectureREST APIsFinTech Platforms Payment ProcessingKYC/AMLDigital Wallets Banking IntegrationsSWIFT PaymentsSEPA Payments Mastercard API IntegrationSecure API DesignDatabase Design MicroservicesTypeScriptTeam Leadership Backend ArchitectureREST APIsFinTech Platforms Payment ProcessingKYC/AMLDigital Wallets Banking IntegrationsSWIFT PaymentsSEPA Payments Mastercard API IntegrationSecure API DesignDatabase Design MicroservicesTypeScriptTeam Leadership

Career Ledger

4 ENTRIES · 2013 → PRESENT
02/2022
→ 06/2026 REF: CDG-2022

Senior Backend Engineer — FinTech Systems

Codego · Palermo, Italy & Dubai, UAE

  • Worked within a 10-20 person engineering team building backend systems for a regulated banking platform serving approximately 15,000 users
  • Designed and maintained backend systems with a focus on data integrity, compliance, and uptime for a live banking/payments platform
  • Built REST APIs in Node.js and PHP, backed by MySQL, supporting wallet, payment, and account-related workflows
  • Implemented KYC/AML processes, including identity verification and audit-ready data models used for compliance reporting
  • Built and maintained a core banking/payment integration covering SWIFT, SEPA, and Mastercard, along with other third-party financial providers
  • Worked directly with compliance officers and product stakeholders to translate regulatory requirements into technical solutions
  • Collaborated with distributed engineering teams across time zones on architecture decisions and code reviews
  • Troubleshot production issues across the API and integration layer, coordinating with support and operations
  • Owned backend-centric FinTech features end to end, from design and development through deployment
Settled
04/2020
→ 01/2022 REF: KDX-2020

Software Developer / Team Lead

Kodex Global Construction Chemicals Pvt. Ltd.

  • Led a development team of 5-10 engineers, setting coding standards and reviewing code before release
  • Developed and optimized backend systems using PHP and MySQL for internal business applications
  • Integrated external APIs and resolved stability issues affecting application performance
Settled
09/2017
→ 03/2020 REF: XRO-2017

Senior Software Developer

Xoro Global Pvt. Ltd.

  • Built and maintained secure PHP-based backend applications for client projects
  • Focused on performance tuning and security best practices across the codebase
Settled
02/2013
→ 05/2017 REF: ODT-2013

Junior Software Developer

Oditi Global Solutions Pvt. Ltd.

  • Developed web applications using PHP, CakePHP, and CodeIgniter
  • Assisted with API development, database design, and testing
  • Built foundational backend engineering skills early in career
Settled

Capability Matrix

7 DOMAINS

Backend

Node.js, Express.js, PHP, Laravel, CodeIgniter, CakePHP, TypeScript

FinTech & Payments

KYC/AML, digital wallets, SWIFT, SEPA, Mastercard processing, crypto wallets

Databases

MySQL, PostgreSQL, MongoDB, Redis — schema design, tuning, audit-ready models

API & Integration

REST APIs, GraphQL, SOAP, WebSocket, microservices, webhooks, JSON, third-party integrations

Security

JWT, authentication, encryption, secure API design for regulated platforms

Frontend

React, JavaScript, HTML, CSS — enough to ship full features end to end

Tools & Practices

Git, GitHub, GitLab, Agile, AI-assisted development (ChatGPT, Claude)

Education

B.Tech — Computer Science Engineering

Rayat & Bahra Institute of Engineering Technology (PTU)

Diploma — Computer Engineering

G.G.S Polytechnic (PSBTE)

Languages

English Hindi Punjabi