FinTech · Payments · KYC/AML · Banking APIs

Ranjit SinghSenior Backend Engineer

13+ years designing and delivering secure, scalable, compliance-ready backend systems for FinTech, banking, payments, card issuing, digital wallets, and KYC/AML platforms. Deep expertise in Node.js, PHP, REST APIs, MySQL, PostgreSQL, Redis, and Kafka — with a proven record of leading teams and integrating banking and payment providers like SWIFT, SEPA, and Mastercard.

Node.js PHP / Laravel REST APIs MySQL · PostgreSQL · Redis Kafka SWIFT · SEPA · Mastercard KYC / AML
EMAILranjitsingh.ranjit7@gmail.com
UAE+971 52 134 8541
IND+91 99141 30308
BASEMohali, India & Dubai, UAE
Backend ArchitectureREST APIsFinTech Platforms Payment ProcessingKYC/AMLDigital Wallets Banking IntegrationsSWIFT PaymentsSEPA Payments Mastercard API IntegrationSecure API DesignDatabase Design Team Leadership Backend ArchitectureREST APIsFinTech Platforms Payment ProcessingKYC/AMLDigital Wallets Banking IntegrationsSWIFT PaymentsSEPA Payments Mastercard API IntegrationSecure API DesignDatabase Design Team Leadership

Career Ledger

4 ENTRIES · 2013 → PRESENT
01/2021
→ Current REF: CDG-2021

Senior Backend Engineer — FinTech Systems

Codego · Dubai, UAE

  • Design and maintain secure, compliance-ready backend systems for regulated FinTech platforms
  • Develop high-performance REST APIs using Node.js, PHP, and MySQL
  • Implement KYC/AML workflows, identity verification, and audit-ready data models
  • Integrate SWIFT, SEPA, Mastercard, and third-party banking providers
  • Collaborate with remote teams, compliance officers, and product stakeholders
Current
04/2020
→ 01/2021 REF: KDX-2020

Web Developer / Team Lead

Kodex Global Construction Chemicals Pvt. Ltd.

  • Developed and optimized backend systems using PHP and MySQL
  • Integrated external APIs and improved application stability
  • Led a small development team and enforced clean coding standards
Settled
09/2017
→ 03/2020 REF: XRO-2017

Senior Web Developer

Xoro Global Pvt. Ltd.

  • Built secure PHP-based backend applications
  • Focused on performance optimization and security best practices
Settled
02/2013
→ 05/2017 REF: ODT-2013

Junior Web Developer

Oditi Global Solutions Pvt. Ltd.

  • Developed applications using PHP, CakePHP, and CodeIgniter
  • Assisted in API development, database design, and testing
  • Built strong backend engineering fundamentals
Settled

Capability Matrix

8 DOMAINS

Backend

Node.js, Express.js, PHP, Laravel, CodeIgniter, CakePHP

FinTech

KYC/AML, digital wallets, SWIFT, SEPA, Mastercard processing, crypto wallets

Databases

MySQL, PostgreSQL, Redis — schema design, tuning, audit-ready models

Messaging & Streaming

Apache Kafka — event-driven architectures, transaction streams, async processing

API & Integration

REST APIs, webhooks, JSON, third-party banking & payment integrations

Security

JWT, authentication, encryption, secure API design for regulated platforms

Frontend

React, HTML, CSS, JavaScript — enough to ship full features end to end

Tools

GitHub, GitLab — code review, branching discipline, team workflows

Education

B.Tech — Computer Science Engineering

Rayat & Bahra Institute of Engineering Technology (PTU)

Diploma — Computer Engineering

G.G.S Polytechnic (PSBTE)

Languages

English Hindi Punjabi